For the Official bespoke sports PDPA Travel Insurance via our Partners 'Certis' see the information enclosed.
Welcome to our new PDPA Travel Insurance specifically for sports people.
COVID-19 Update May 2020:
IMPORTANT UPDATE REGARDING ANNUAL MULTI-TRIP TRAVEL INSURANCE POLICIES BOUGHT FROM CERTIS
Certis Insurance Brokers have asked that the following information relating to annual travel policies currently in place for some players, is shared with all of you….
“Lloyd’s Underwriters, who provide the policies Certis have in place, have currently suspended sales of all insurance policies, including renewals, due to the Covid-19 pandemic.
Existing customers who are approaching their renewal date and have trips pre-booked, that are for travel after the expiry date of their policy and had been booked before 12 March 2020, may apply for a single trip policy for these pre-booked trips through us as your broker, for referral to the underwriters.
Any player that has a policy with Certis will receive an e-mail prior to their renewal date to confirm we will not be inviting renewals at this time. They will however be able to apply for a single trip policy as outlined above, if required.”
This insurance is underwritten by Syndicate 1991 at ‘Lloyd’s’ managed by Coverys Managing Agency Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority, FRN 224442. Registered in England and Wales number 04690709
Travel Insurance is via PDPA Insurance partner Certis
For further information please email or call ‘Certis Insurance’ on contacts below.
Telephone: 0800 440 2410
These travel insurances can be what you want them to be, either for the UK only, Europe or even Worldwide, they can include just yourself or even add your family, it will be completely bespoke and individual to you. And at a really competitive cost, everything is covered.
Product: DTW1991 Sports Travel+ Travel Insurance:
This document provides a summary of the cover, exclusions and restrictions. You will find all the terms and conditions, along with other important information in your policy documentation.
What is this type of Insurance?
This is a travel insurance policy to cover unexpected events that could occur before a Sports activity holiday, whilst travelling, or whilst competing in sports activity e.g. cancelling or cutting short a holiday or needing medical treatment. You can choose to purchase a single trip policy to cover one holiday only or an annual multi-trip policy to cover multiple holidays.
What is insured?
- The policy covers up to the following:
- If you need emergency medical treatment £10m
- If you have to cancel your trip or need to come home early £5,000
- If you suffer death or injury following an accident £25,000
- If your possessions are lost stolen or damaged £2,000
- If your cash or passport is lost or stolen £500
- If you are legally liable for injury or damage £2m
- If your baggage is delayed £400
- If you are hospitalised, mugged or hijacked £1,000
- If you miss your final international departure from the UK or back to the UK £1,000
- If your pet documentation is lost or stolen £500
- If you are forced to move from your accommodation following an emergency £500
- If your end supplier fails £5,000
- Costs for legal action following an accident which causes your death or bodily injury £50,000
- Telephone legal advice
You can add the following optional covers to the policy:
- Winter Sports Extension
- Golf Cover Extension
- Sports Equipment Extension
What is not insured?
- Excesses apply and are shown in the policy documentation. You are responsible for paying this amount in the event of a claim
- Existing medical conditions that you haven’t told us about, or existing medical conditions that you have told us about but which we have not agreed to cover
- Events or situations you know about before taking out a policy or booking a trip which could mean you can’t travel or have to cancel or curtail your holiday
- You taking part in activities unless those activities are stated as covered in your policy documentation
- Trips which have begun before your policy start date
- Claims caused by alcohol, drugs or substance abuse
- Natural damage (e.g. wear and tear or from weather)
- Any person 66 years old or over
- Mobile phones
- Travelling to a country unless covered under the area of travel shown on your policy certificate
- Personal belongings, money, documents and valuables left unattended
- If a tour operator, travel agent or package holiday provider fails
- Legal expenses – Costs incurred before the claim has been accepted
- There is no cover for any participant to another participant or spectator liability whilst playing or training
Are there any restrictions on cover?
- There is no cover for trips booked or travel to a destination outside the area of cover shown on your policy schedule
- Unless agreed with us there will be no cover if the FCO advise against travel to your destination
- There is no cover at the start of the policy if anyone to be insured is waiting to have medical investigation,or the results of any test or investigations, unless these relate to an already diagnosed condition you’ve told us about
- There is no cover to cancel or cut short a trip because of any follow up appointment or surgery that relatesto investigations or tests that are known about when a trip is booked
- There is no cover for valuables or money unless with you, in a safe/safety deposit box or locked in youraccommodation
This will depend on your needs – the cover you chose is shown on your policy schedule. You will need to refer to your policy document for the full definitions:
- Area 1 – England, Scotland, Wales, Northern Ireland, the Isle of Man, Europe, Channel Islands, Egypt, Israel, Tunisia and Turkey
- Area 2 – Worldwide excluding USA, Canada, Mexico, Caribbean Islands and Bermuda
- Area 3 – Worldwide
Where am I covered? What are my obligations?
- You must take reasonable care to provide complete and accurate answers to questions we ask when you take out or make changes to the policy
- You must tell us as soon as reasonably possible if any of the details you have told us change
- You must keep us informed of any changes in health for any person to be insured on this policy
- For medical assistance whilst abroad, you must call our Assistance number before obtaining help or as soonas you possibly can
- You must tell us as soon as reasonably possible of any event which may result in a claim
- You must observe and fulfil the terms, provisions, conditions and clauses of this policy. Failure to do socould affect your cover and any amount paid as a claim
When and how do I pay?
Full payment is required when you take out the policy even if your trip is not until a future date. Payment is usually made to your insurance broker, you may be able to pay in full by credit or debit card
When does the cover start and end?
Single trip cover – cover for cancelling your holiday will start on the day you purchase the policy and cover will end on the trip end date specified on your schedule
Should this policy not meet your requirements please return the documentation to your broker who provided the insurance within 14 days from date of purchase or renewal of the policy or the day you received your policy documentation, whichever is later. Provided that you have not travelled and no claim has been made or is intended to be made and no incident has occurred that is likely to result in a claim you will receive a premium refund and the policy will be treated as though it had never existed.
After the expiry of your 14 days statutory cooling-off period you continue to have the right to cancel your policy at any time but without the right to a refund of premium.
Please contact the insurance broker you purchased the policy from or:
Insurance Administration Services Telephone: +44 (0) 1623 683 586
How do I cancel the contract?